Boat & Personal Watercraft
Boat – Jetski – Personal Watercraft
Don’t let your fun turn into dismay. Make sure that even on the water you are covered.
Things to Keep in Mind
- Homeowners Insurance does NOT cover your watercraft
- Boat Insurance covers damage while the watercraft is docked or on the water
- You can purchase additional coverages to handle things like theft, fire and vandalism
- Boat Insurance covers passengers that are on the boat
Is Boat Insurance Required?
This depends on the state; however if you are involved in an accident on the water and you don’t have insurance, you can be left in a bad situation. If someone is injured, you as the “at fault” operator would be responsible for all the money involved. That’s why insurance on anything is always a good idea. Some marinas may also require you to carry liability insurance on your watercraft to dock.
For more information click here