Boat & Personal Watercraft

Boat Insurance
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Boat – Jetski – Personal Watercraft

Don’t let your fun turn into dismay.  Make sure that even on the water you are covered.

Things to Keep in Mind

  • Homeowners Insurance does NOT cover your watercraft
  • Boat Insurance covers damage while the watercraft is docked or on the water
  • You can purchase additional coverages to handle things like theft, fire and vandalism
  • Boat Insurance covers passengers that are on the boat

Is Boat Insurance Required?

This depends on the state; however, if you are involved in an accident on the water and you don’t have insurance, you can be left in a bad situation.  If someone is injured, you as the “at fault” operator would be responsible for all the money involved.  That’s why insurance on anything is always a good idea.  Some marinas may also require you to carry liability insurance on your watercraft to dock.

For more information click here