General Liability Insurance

Making General Liability Insurance Easy!

General Liability Insurance
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What is General Liability Insurance?

This is generally a policy issued to a business owner protecting them against basic Bodily Injury and Physical Damage claims against that business. For example, if a person were to walk on to a construction site and step on a nail and sue the construction company, the general liability insurance would cover that claim.

 

How much coverage should I have?

It depends on the business.  A general contractor would have more need than lets say a web designer.  The key is to be smart and know your business.  Do some research and consult with your agent for recommendations.  They have experience with this every day and have seen success and failure.  Checking out blogs and other articles like this one can help you learn more about how much coverage you might need.